- Your current mortgage must be FHA-insured.
- You must have made on-time, in-full mortgage payments for the past 12 months.
- Your FICO credit score has to be at least 620 or higher. Some lenders require a credit score of 640 or 680 on an FHA loan.
- You cannot have refinanced within the past 210 days.
If you meet these guidelines or are unsure, contact us at (855) MILEND-1
Note: Because of refinancing your current loan, your total finance charges may be higher over the life of the new loan.