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Increase Your Chances of a Mortgage Approval 1024 536 John Robinson

Increase Your Chances of a Mortgage Approval

Increase Your Chances of a Mortgage Approval Getting approved for a mortgage is easier than you think, but you do have to be proactive, plan ahead, and set your expectations appropriately before you begin. In many areas of the country,…

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Lagging Millennial Home Buyers: Just Give Them Time 1024 536 John Robinson

Lagging Millennial Home Buyers: Just Give Them Time

Lagging Millennial Home Buyers: Just Give Them Time Those involved in the real estate market may have noticed some demographic changes recently. Where before real estate (and much else) revolved around baby boomers, it’s now about the millennials. And while…

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Understanding the Basics of Flood Insurance Coverage 1024 536 John Robinson

Understanding the Basics of Flood Insurance Coverage

Understanding the Basics of Flood Insurance Coverage So, what is flood insurance, and how does it work? It seems that almost daily, we see news coverage of one area or another that has been seriously affected by flooding, and you…

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Two of the Biggest Mistakes Home Buyers Can Make 1024 536 John Robinson

Two of the Biggest Mistakes Home Buyers Can Make

Two of the Biggest Mistakes Home Buyers Can Make Two things are absolutely vital for home buyers to do before they attempt to finance a home: 1) know and understand your credit profile, and 2) think about how your income…

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Low Rates Won’t Last Forever – Prepare Ahead 1024 536 John Robinson

Low Rates Won’t Last Forever – Prepare Ahead

Low Rates Won’t Last Forever – Prepare Ahead Because interest rates have been so low for so long, you can’t blame people for believing this is the norm. But families who financed homes in the 1980’s know otherwise. In fact,…

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An Escrow Account Can Work in Your Favor 1024 536 John Robinson

An Escrow Account Can Work in Your Favor

An Escrow Account Can Work in Your Favor When you decide on your mortgage and lender, you may want to consider an escrow account. An escrow accounts primary function is to hold money to pay for mortgage-related bills.  Escrow accounts…

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Can an Appraisal Impact My Home Purchase? 1024 536 John Robinson

Can an Appraisal Impact My Home Purchase?

Can an Appraisal Impact My Home Purchase? An appraisal is a valuation that your lender orders before giving you a mortgage to purchase a property. It provides an independent assessment of what the property is really worth.  In the event…

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Ensure Your Happiness with Your Locked-In Rate 1024 536 John Robinson

Ensure Your Happiness with Your Locked-In Rate

Ensure Your Happiness with Your Locked-In Rate Just like the stock market, mortgage rates fluctuate. They may move daily, or even hourly, and often significantly in response to global events. When you are negotiating a mortgage, you can “lock in”…

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75 Million Millennials Are About to Shape the Future of Real Estate 1024 536 John Robinson

75 Million Millennials Are About to Shape the Future of Real Estate

75 Million Millennials Are About to Shape the Future of Real Estate Bob Dylan was so right: ‘the times, they are a-changin’. And the residential real estate market is being swept right along. While in Dylan’s day it was about…

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You Can Reduce Your Closing Costs, But Should You? 1024 536 John Robinson

You Can Reduce Your Closing Costs, But Should You?

You Can Reduce Your Closing Costs, But Should You? All of the costs incurred in the course of purchasing or refinancing a home are called “closing costs.” They include fees that you pay the lender, most importantly the origination fees,…

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